When does one plus one not equal two? When it comes to paying federal income taxes. If your spouse earns significantly more than you do, you and your sweetheart enjoy what is known as the “marriage bonus.” This means that, as a couple, you are paying less in taxes...
John Hancock’s 2015 Financial Stress Survey, show that of the people surveyed, 70 percent of those who work with a financial advisor are on track or ahead in saving for retirement, versus 33 percent of those not working with an advisor. Among people who have an...
How do you make sense of a personal budget? Is it about listing expenses to see where you money is going? Yes and No. Wondering if your spending your income wisely? The 50/30/20 rule will help to put meaning to your spending. The article looks at how much your income...
Similar to a will and last will and testament, a trust document details how you want your assets distributed upon your death and how to take care of your minor children financially. There are two different types of trusts: revocable and irrevocable. Your trustee will...
“There is one core tenet to my investment philosophy: Focus on important factors that you can control, and let go of the ones you can’t. This will be an important driver of your long-term investment success, and you have complete control over it. Cost of...
Download our concise flyer to discover how Arthur Flores, CFP® can support your financial journey. From retirement planning and tax-efficient strategies to reducing investment fees and building personalized portfolios, we cover all the essentials. We also offer expert advice on insurance reviews, debt management, and organizing your financial accounts. Ready to take control of your financial future? Download the flyer now to learn more!
