How do you make sense of a personal budget? Is it about listing expenses to see where you money is going? Yes and No.

Wondering if your spending your income wisely? The 50/30/20 rule will help to put meaning to your spending. The article looks at how much your income should be spent on needs, wants and personal financial goals.

This rule may help you achieve those financial goals you have been putting off such as paying down debt, increasing retirement savings, saving for kids college, etc..

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