When does one plus one not equal two? When it comes to paying federal income taxes. If your spouse earns significantly more than you do, you and your sweetheart enjoy what is known as the “marriage bonus.” This means that, as a couple, you are paying less in taxes...
John Hancock’s 2015 Financial Stress Survey, show that of the people surveyed, 70 percent of those who work with a financial advisor are on track or ahead in saving for retirement, versus 33 percent of those not working with an advisor. Among people who have an...
What is it? As you prepare for life with your new child, it is time to develop a new financial plan for your family or make any necessary changes to your existing plan. You’ll want to consider how your baby will affect your budget, make sure you have adequate...
Millennials often believe that they are too young to start worrying about their financial futures; after all, a goal like retirement may seem very far off. The truth is that it is never too soon to begin planning. If you are confused about how or when to start,...
Our lives are ruled by money – whether we like it or not. How much you make determines how much you spend (or at least it should) and the only way to start taking control of your financial situation is by knowing where to begin. But what numbers are most important?...
Download our concise flyer to discover how Arthur Flores, CFP® can support your financial journey. From retirement planning and tax-efficient strategies to reducing investment fees and building personalized portfolios, we cover all the essentials. We also offer expert advice on insurance reviews, debt management, and organizing your financial accounts. Ready to take control of your financial future? Download the flyer now to learn more!
